This study analyzes the determinants of bank spreads to four Latin American countries, focusing on bank-specific factors (liquidity, administrative costs, delinquency, market share, local or foreign institution, merger or acquisition in banks, or if the bank was a new participant); structure of the financial system (market share of foreign banks and concentration); and the macroeconomic environment (inflation, short-term interest rate and GDP growth).
Keywords:
Spreads, banks, financial system, bank concentration
Battilana, F., & Ruiz, J. L. (2010). Analysis of rate spreads for Latin American economies. Estudios De Administración, 17(2), 53–91. https://doi.org/10.5354/0719-0816.2010.56341
